Seeking Acquisition Financing for 24-Year Singapore IT Services Company (Debt Opportunity)

[NOT SELLING] Raising S$450,000 to S$500,000 in senior secured debt, with the balance funded by personal equity

This listing is for acquisition financing, not for the direct sale of the business to the investor. I am seeking lenders or debt investors to support the acquisition of a well-established Singapore IT services company. This is an opportunity to provide financing for an owner-operator acquisition of a profitable, cash-generative SME with a long operating history and highly recurring customer relationships.

The target is a 24-year-old Singapore IT services provider serving SME clients across multiple sectors. Its services include managed IT support, cloud and software subscriptions, virtualization, enterprise networking, cybersecurity support, and hardware/software procurement. The company has 22 active recurring customers, long-standing client relationships. The business generated approx. S$1.13 million of revenue in FY2025 and approximately S$342,000 of adjusted EBITDA, with no existing debt, no inventory exposure, and a negative working capital cycle. Most customer relationships are contract-based and auto-renewing, making the revenue base stable and defensive.

What makes this attractive is its simplicity and resilience. This is a mission-critical, everyday-services business: clients rely on it for their systems, devices, networks, licenses, and on-site support. In practical terms, it is a steady, cash-flowing business that benefits from long-term technology tailwinds such as hybrid work, growing IT complexity, cloud adoption, and the need for trusted outsourced support. At the same time, it retains a real-world moat because SME customers still need technicians on the ground for installations, troubleshooting, maintenance, and field support.

This is being acquired as an owner-operator transaction. I will be leaving IFC (World Bank Group) to take over the company full-time after completion, while the retiring founder supports a structured transition. The growth angle is also compelling: despite operating successfully for over two decades, the company has never built a formal sales, marketing, CRM, or business development function. The opportunity is therefore to acquire a stable base business first, then unlock growth through better commercial execution, stronger customer systems, digital marketing, and selective service expansion.

I am seeking S$450,000 to S$500,000 of senior secured acquisition financing, alongside my own personal equity contribution. The capital will be used to fund the acquisition of a majority stake at closing. This opportunity is best suited to investors who want exposure to a defensive SME acquisition backed by existing cash flows, rather than those looking to purchase a business directly or take over day-to-day operations.

Further details on structure, security, transaction terms, and financials are available upon request.

Phase 1: Stabilize and Professionalize (Year 1)
• Implement CRM.
• Build SOPs for recurring client processes.
• Deploy a mobile-native, AI-enabled ticketing system (employees have tried ticketing 4 times; a good system with mobile app is needed).
• Rebuild the website with SEO and mobile optimization.
• Claim Google Maps business profile.
• Create sales and marketing collateral.
• Begin cold prospection campaign (50 calls/week, 20 weeks).
• Begin targeted digital marketing (SEO, Google Ads expansion).
• Apply for PSG pre-approved vendor status (immediate revenue lever; the Company already delivers eligible services)
• Implement asset/inventory tracking system to replace manual Excel spreadsheets.
• Formalize training and upskilling program for engineers.
• Secure existing contracts as top priority.
Phase 2: Accelerate Growth (Years 2 to 3)
• Full-year cold prospection (48 weeks/year).
• Scale marketing budget.
• Introduce new product lines: AI Workflows, Embedded Robotics and IoT, POS deployment and maintenance
• Begin selectively pursuing bolt-on acquisitions.
Phase 3: Scale and Expand (Years 3 to 5)
• Geographic expansion to neighboring countries (Indonesia, Malaysia).
• Pursue bolt-on acquisitions.